Search and Find Canadian health insurance companies.
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Featured Listings :
Health insurance companies of Canada :
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Alberta Health and Wellness
Gateway to provincial health matters including
health initiatives, legislation, information for health professionals, regional
health authorities, and Alberta''s Health Care Insurance Plan.
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Assuris
Founded in 1990, Assuris is a not for profit
organization that protects Canadian policyholders in the event that their life
insurance company should fail.
Our role is to protect policyholders by minimizing the loss of benefits and
ensuring a quick transfer of their policies to a solvent company, where their
benefits will continue to be honoured.
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Benecaid
Individual and small business health insurance.
Company overview, description of coverage and options, information for brokers
and seniors.
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Blue Cross Canada
The Canadian Association of Blue Cross Plans
(CABCP) is an association of 7 regional not-for-profit health and travel
insurance providers in Canada. The first Blue Cross Plan was offered to
residents of Manitoba in 1939. The association is headquartered in Etobicoke,
Ontario.
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Canada Protection Plan
We are one of Canada’s leading suppliers of life
and health insurance that does not require a doctor’s visit or medical report –
you will only need to answer a few yes or no health questions. Our goal is to
make insurance simple to understand so you may purchase with ease. You may also
get an instant quote, or apply directly online.
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Canadian Life and Health Insurance Association
The Canadian Life and Health Insurance Association
(CLHIA), established in 1894, is a voluntary trade association that represents
the collective interests of its member life and health insurers. The
Association's membership accounts for 99 per cent of the life and health
insurance in force in Canada and administers about two-thirds of Canada's
pension plans.
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CustomCare
Offers tax-deductible private private health
services plans to small businesses, the self-employed, and incorporated persons
and their employees.
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CoverMe
CoverMe™ from Manulife Financial offers a
comprehensive selection of insurance solutions to meet the emerging healthcare
needs of Canadians.
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Dan Pucher Insurance
Offers travel medical and health insurance to
Canadians traveling abroad, and to expatriots and visitors coming to Canada.
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Health Canada
Health Canada (French: Santé Canada) is the
department of the government of Canada with responsibility for national public
health.
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Health Insurance BC
Health Insurance BC administers the Medical
Services Plan (MSP) and PharmaCare programs on behalf of the B.C. government.
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HealthQuotes.ca
HealthQuotes.ca offers Canadian health, dental and
travel insurance quotes. Shop for employee benefits, individual health
insurance, and travel medical benefits online in a secure, convenient manner.
Get the most affordable plan that best suits your needs.
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Ministry of Health and Long-Term Care (Ontario)
The Ministry of Health and Long-Term Care is the
Government of Ontario ministry responsible for administering the health care
system and providing services to the Province of Ontario.
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OmbudService for Life & Health Insurance
The OmbudService for Life & Health Insurance (OLHI)
is a national independent complaint resolution and information service for
consumers of Canadian life and health insurance products and services, including
life, disability, employee health benefits, travel, and insurance investment
products such as annuities and segregated funds.
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Ontario Blue Cross
Provides supplemental health insurance to employers
and individuals, and life and travel insurance to individuals.
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Pacific Blue Cross
Pacific Blue Cross, a not-for-profit company, has
been British Columbia's leading benefits provider for over 70 years. Our
comprehensive understanding of changing health care needs fuels our commitment
to service. Together with BC Life, our subsidiary, we provide health, dental,
life, disability and travel coverage to nearly 1.5 million British Columbians
through employee group plans and through individual plans for those who do not
have coverage with their employer. Pacific Blue Cross and BC Life continue to
respond to customers' needs in plan design, administration and technology.
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Petsecure
We're proud to be 100% Canadian-owned and operated.
As Canada's oldest and largest pet insurance provider, since 1989 we've lead the
market place in providing Canadian pet parents with innovative coverage to meet
the diverse needs of their pets.
Since our inception we've also been giving back to the Canadian pet community,
having contributed millions of dollars. We view our innovative pet health
insurance as the means by which every pet in Canada can afford to access
proactive, preventive, and often life-saving treatment and care.
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Quikcard Solutions
Specializes in Health Spending Account (HSA) plans
offering affordable employee medical, dental, prescription drug and vision plans
for group, family and self-employed health coverage.
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RBC Insurance Services Inc.
Specializes in life, health, travel, loan and
mortgage, credit, home and property, business, and auto insurance in Canada.
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Saskatchewan Health
Provides information including a directory of
programs and services. On line library of in depth health articles on a variety
of health topics.
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Sun Life Assurance Company of Canada
Risk of illness and injury is something we all
have. Both are unfortunate realities to many people. This insurance can provide
money for treatment or time in a long term care facility. It can replace lost
income or pay for travel to and from doctors.
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The Travel Health Insurance Association of Canada
To develop and promote voluntary standards of
business conduct, professional and public education, advancement of issues
relevant to providers of travel health insurance operating in Canada and their
affiliated organizations.
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Health care in Canada :
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Health care in Canada is delivered through a publicly-funded health care
system, which is mostly free at the point of use and has most services
provided by private entities. It is guided by the provisions of the Canada
Health Act. The government assures the quality of care through federal
standards. The government does not participate in day-to-day care or collect
any information about an individual's health, which remains confidential
between a person and his or her physician. Canada's Provincially based
Medicare systems are cost-effective partly because of their administrative
simplicity. In each province each doctor handles the insurance claim against
the provincial insurer. There is no need for the person who accesses health
care to be involved in billing and reclaim. Private insurance is only a
minimal part of the overall health care system. Competitive practices such
as advertising are kept to a minimum, thus maximizing the percentage of
revenues that go directly towards care. In general, costs are paid through
funding from income taxes, although three provinces also impose a fixed
monthly premium which may be waived or reduced for those on low incomes.
There are no deductibles on basic health care and co-pays are extremely low
or non-existent (supplemental insurance such as Fair Pharmacare may have
deductibles, depending on income).
A health card is issued by the Provincial Ministry of Health to each
individual who enrolls for the program and everyone receives the same level
of care. There is no need for a variety of plans because virtually all
essential basic care is covered, including maternity and infertility
problems. Depending on the province, dental and vision care may not be
covered but are often insured by employers through private companies. In
some provinces, private supplemental plans are available for those who
desire private rooms if they are hospitalized. Cosmetic surgery and some
forms of elective surgery are not considered essential care and are
generally not covered. These can be paid out-of-pocket or through private
insurers. Health coverage is not affected by loss or change of jobs, as long
as premiums are up to date, and there are no lifetime limits or exclusions
for pre-existing conditions.
Pharmaceutical medications are covered by public funds for the elderly or
indigent, or through employment-based private insurance. Drug prices are
negotiated with suppliers by the federal government to control costs. Family
physicians are chosen by individuals. If a patient wishes to see a
specialist or is counseled to see a specialist, a referral can be made by a
GP. Preventive care and early detection are considered important and yearly
checkups are encouraged. Early detection not only extends life expectancy
and quality of life, but cuts down overall costs. Those suspected of abusing
the system by over-frequent or frivolous use, can be tracked by the doctor
through the ID on their health insurance card and may have to wait longer
than those with more urgent needs.
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